Lin owns a Chinese restaurant that also offers delivery service. Drivers use their personal vehicles to deliver food within a 10 mile radius of the restaurant. One day when the restaurant was very busy and a driver called in sick, Lin allowed one of her employees, Mitch, to use Lin’s personal car to deliver orders. At 17, Mitch only obtained his driver’s license four months ago. While making deliveries, Mitch was involved in an accident that was his fault. Explore the various types of insurance involved and determine whose liability insurance is responsible for payment of damages and/or injuries. Explain the reason for your selection and support it with laws, cases, or other appropriate examples.