John Smith purchased 100 shares of XYZ stock at $40.00 a share. One year leter, he sold the stock for $50.00 a share. He paid a broker a $32.00 commission when they purchased the stock and a $40.00 commission when they sold the stock. During the 12-month period he owned the stock, XYZ paid dividends that totaled $1.00. Calculate the Smith's total return for this investment.