Inputs Annual Interest Rate 4.25% IO loan, 5-year balloon Income Test Minimum DSCR 1.20 Maximum Annual Mortgage Payment Maximum LTV 95% Maximum Loan Amount Downpayment $1,400,000.00 Asking Price $0.00 Collateral Test NOI 2015 $1,705,805.00 Maximum Loan Amount w/ downpayment Both tests Maximum Loan Amount Debt Service Payment Ann makes a $1,400,000 downpayment Loan amount to buy the property Debt Service Payment.