You have a PAP with the following coverages:
Liability Coverage: 100/300/50
Medical Payments Coverage: $5,000 each person
Uninsured Motorists Coverage: $100,000 each person
Collision, deductible: $250
Other-than-collision (comprehensive), deductible: $100
In the following cases, indicate whether the loss is covered and the amount payable, if any, under the policy. Also list what part of the policy the payment would be coming from.
a. While driving a golf cart at the country club, you accidentally injure another golfer with the cart.
b. You hit a deer while driving home from skiing at A-Basin. The cost to repair your car is $3,000.
c. You are walking across the street in front of the Business School and you are struck by a car who does not stop. You have medical expenses of $6,000 and your bodily injury claim is valued at $15,000.
d. You allow your roommate to drive your car, with your permission, to pick you up at the airport. On the way to the airport, your roommate is in an accident causing $15,000 worth of damage to another vehicle and $25,000 in bodily injury to the vehicle's owner/driver.
e. Your iPod, CD's, and gym bag are stolen from your locked car. Total value $500.