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If you use excel explain that process if you use an app on

Mary needs $145,000 in 15 years to buy her son a new Ferrari. Assume that she can earn an 8% after-tax return on her investment. You may ignore inflation in these calculations. How much (ignore cents) will Mary need to invest today? Explain how you derived your answer. If you use Excel, explain that process. If you use an app on your phone refer to the first explanation in this question.

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