You invested $35,000 in a mutual fund at the beginning of the year when the NAV was $80.16. At the end of the year the fund paid $.29 in short-term distributions and $.46 in long-term distributions.
If the NAV of the fund at the end of the year was $84.21, what was your return for the year?
(Negative answer should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places. Omit the "%" sign in your response.)