If financial intermediation breaks down what category of, Macroeconomics

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If financial intermediation breaks down what category of

1. If people want to smooth their consumption over time, what will they tend to do when they win the lottery: spend most of it within a year or save most of it for later?

2. If financial intermediation breaks down, what category of GDP will probably fall the most: consumption, investment, government purchases, or net exports?

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Macroeconomics: If financial intermediation breaks down what category of

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