Problem: Cowboy Company hires Kermit Smith, Inc., to build a private sports complex. It requires Smith to make Cowboy an additional insured under its CGL policy using the 11/85 edition of standard endorsement CG 20 10. If Smith complies, then which of the following is true? (Search Chapter 5) a. Cowboy has coverage under Smith's policy for liability arising out of Cowboy's normal business activities. b. Cowboy's coverage under Smith's policy for liability is limited to claims that arise during the course of construction. c. Cowboy has coverage under Smith's policy for its sole negligence as long as the claim arose out of Smith's operations for Cowboy. d. Cowboy does not have to be listed by name on the endorsement for coverage to apply.