You are the beneficiary of a trust fund established by your aunt. Your aunt has given you two options to choose from with respect to how you wish to receive the money. You can elect to receive either $8,000 per year for the next nine years or $6,000 per year for the next 15 years. You can invest the proceeds at an annual rate of 12%. If the trust fund monies will be received at the end of each year, which method should you choose in order to maximize your income from the trust?