Problem: Which of the following is a tax-advantaged savings account specifically designed to help individuals with high-deductible health plans (HDHPs) cover their out-of-pocket medical expenses? Which of the following is a tax-advantaged savings account specifically designed to help individuals with high-deductible health plans (HDHPs) cover their out-of-pocket medical expenses? Health Reimbursement Arrangement (HRA) Flexible Spending Account (FSA) Health Savings Account (HSA) Medical Savings Account (MSA)