To complete your college education you will need $20,000/year for the next four years. You also will need $10,000 after you graduate to move to San Francisco and find a job (assume this occurs the SAME year as you graduate). Your rich aunt says she will be glad to give the money now to you to cover these costs. If the rate is 5%, how much will she need to deposit today to meet these cash flows? Draw Timeline. IDENTIFY the type of TVM problem(s) and show your work.