Bill Buckely has split-limit 25/50/10 auto insurance coverage on his 2008 Subaru. Driving home from work in a snowstorm, he hit a Mercedes, slid into a guardrail, and knocked down a telephone pole. Damages to the Mercedes, the guardrail, and the telephone pole were $8, 500, $2, 000, and $4, 500, respectively. How much will Bill's insurance company pay? How much will Bill be required to pay directly?