John lost everything to a fire and has spent the last 10 weeks living in a motel room at a cost of $6,000. His dwelling, which was destroyed as a result of a lighting strike, was insured with an HO-2 policy for $400,000. Prior to the loss, his home was valued at $480,000, his detached garage and pool house were valued at $40,000, and his personal property had an actual cash value of $91,000. To make matters worse he sustained $10,000 in injuries while trying, unsuccessfully, to save his three cats valued at $6,000 each. How much of his total losses and expenses will reimbursed if he has a $5,000 deductibles?