Finance Discussion Post
a) What are the main challenges and concerns surrounding the regulation of FinTech and alternative marketplaces? Why do these require regulation by the government?
b) To what extent should governments regulate FinTech firms and innovation in financial services? What is the appropriate role of government in this space? Has government involvement been too onerous or too lax thus far?
• Is there an appropriate time for regulators to step in with respect to new market innovations? If so, when would that appropriate time be?
• Analyze the global context, which regulators, in your opinion, have fintech in a successful manner? What does success mean for fintech regulation?
• Using COVID-19 as recent example, how have regulators been responding to the Fintech market? What has been working? What has not worked?
The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.