How does the government assure the public that 1 banks are, Microeconomics

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How does the government assure the public that 1 banks are

How does the government assure the public that (1) Banks are operating with "safety and soundness" (2) that their deposits are protected and (3) that banks are not taking excessive risk in lending and investing their funds? (Federal Reserve, FDIC and OCC must take place in the answer)

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Microeconomics: How does the government assure the public that 1 banks are

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