Problem: The Bedford Falls Savings Bank has seen difficult times before, but it is in trouble as many consumers are lured to commercial banks by the many services they provide. What should be proposed? Select answer from the options below In order to build membership, it should stress the importance of having financial institutions that are cooperatively owned by their depositors. In order to build its business, it will need to expand services to include business credit lines, credit cards, and business loans to ensure it stays competitive in its market. In order to build confidence, it would need to become insured by the Federal Deposit Insurance Corporation to guarantee the funds of depositors and the bank's interests. In order to build its consumer base, it will need to build interest for the checking and deposit accounts, focus on its strength in mortgage lending, and provide direct banking for its consumers.