Jens just took out a loan from the bank for 13,635 dollars. He plans to repay this loan by making a special payment to the bank of 3,620 dollars in 5 years and by also making equal, regular annual payments of X for 11 years. If the interest rate on the loan is 10.41 percent per year and he makes his first regular annual payment in 1 year, then what is X, Jens’s regular annual payment?