Having taken an integrated view of the credit risk factors, Risk Management

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Having taken an integrated view of the credit risk factors

1. Having taken an integrated view of the credit risk factors (EIIF) of a customer, how would you screen out the insignificant risks? Also explain how would you identify the appropriate risk mitigants.

2. One of your friends argues that the Credit Risk Models can take effective judgement and arrive at credit decisions. Do you agree? Please elaborate.

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Risk Management: Having taken an integrated view of the credit risk factors

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