Future Value of Annuity. Michelle is attending college, has a part-time job, and lives at home. Michelle wants to prepare for the possibility that she may have to move depending on job opportunities after graduation. Michelle decides decides to start a "relocation fund". Michelle has found a conservative mutual fund that has averaged 12% annual interest over the past several years. If Michelle invests $160 per month, how much could she potentially earn in 5 years? Please show work please.