Future Value and Number of Annuity Payments Your client has been given a trust fund valued at $1.56 million. She cannot access the money until she turns 65 years old, which is in 15 years. At that time, she can withdraw $23,000 per month. If the trust fund is invested at a 5.5 percent rate, compounded monthly, how many months will it last your client once she starts to withdraw the money? (Do not round intermediate calculations and round your final answer to 2 decimal places.)