Fred was persuaded to open a credit card account and now owes $5,150 on this card. Fred is not charging any additional purchases because he wants to get this debt paid in full. The card has an APR of 15.1 percent. How much longer will it take Fred to pay off this balance if he makes monthly payments of $70 rather than $85?
A. 40.12 months
B. 71.28 months
C. 93.04 months
D. 114.93 months
E. 132.83 months