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For real-estate mortgages with a term or thirty years a

1. For real-estate mortgages, with a term or thirty years, a good rule of thumb is that two points raise the APR 25% above the loan’s stated interest rate.

2. The xyz company has common shares that are currently sold for $ 40 per share, with a dividend payment of $ 2 per share, if investors believe that the return waiting rate is 14% at what rate it is expected to grow dividends.

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