Question 1. Provide a brief but concise introduction of Bank Of Nova Scotia including:
- Corporate history
- Industry
- Primary Competitors
- Primary Products and/or Services
Question 2. Include a financial analysis of the company using ratios relevant to your company and industry. (These ratios must be accompanied by commentary explaining their meaning and relevance). Not every ratio will be relevant in your analysis. However, a minimum of 15 these ratios must be used.
- Current Ratio
- Quick Ratio
- Days Sales Outstanding
- Fixed Asset Turnover Ratio
- Total Asset Turnover Ratio
- Debt Ratio
- Times Interest Earned Ratio
- EBITDA Ratio
- Profit Margin on Sales Ratio
- Basic Earning Power Ratio
- Return on Total Assets Ratio
- Return on Common Equity
- Price/Earnings Ratio
- Price/Cash Flow Ratio
- Market/Book Ratio
- Price to Sales (TTM)
- Price to Book (MRQ)
- Inventory Turnover Ratio
- Sales (5-year growth rate)
- Gross Margin (5 year average)
- Operating Margin (5 year average)
- Net Profit Margin (5 year average)
- Revenue per Employee (TTM)
- Net Income per Employee (TTM)
- Return on Assets (5 year Average)
Question 3. Include a discussion of how Bank of Nova Scotia is affected by and dealing with fluctuations in the value of the U.S. Dollar.
Question 4. Discuss how the Bank of Nova Scotia is affected by and dealing with the tight credit markets.
Question 5. Discuss how the Bank of Nova Scotia is affected by and dealing with the global rise in commodity prices.
Question 6. Discuss a current event not listed here—how is the company affected by this issue and how are they dealing with it (The Wall Street Journal, Business Week, The Economist, and the Financial Times are good sources).