Question: 1. Find the annual premium on a $300,000 whole-life insurance policy for a 40-year-old male using a non-tobacco rate.
2. Find the annual premium on an automobile insurance policy with liability limits of 50/100/50 in territory 2 for a person who has a 2-year-old car in model class 2. The comprehensive deductible is $250 and the collision deductible is $1,000. The insured person has good credit.