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fees charged to customersthe main fees are for

FEES CHARGED TO CUSTOMERS

The main fees are for

delayed payments or late payments
Charges that result in more than the credit limit on the card (whether done deliberately or by mistake), called in excess of limit fees
Revisit cheque fees or payment processing fees (e.g. phone payment fee)

Cash proceeds and convenience cheques (often 3% of the amount). Transactions in a foreign currency (as much as 3% of the amount). only some financial foundations do not charge a fee for this.
Membership fees (annual or monthly), from time to time a percentage of the credit limit.
switching rate loading fees (these may occasionally not be reported on the customer's statement, even when they are functional)

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