Problem
Suppose you go to a bank intending to buy a certificate of deposit with your savings. Explain why you would not offer a loan to the next individual that applies for a car loan at your local bank at a higher interest rate than the bank pays on certificate of deposits (but lower than the rate the bank charges to car loans).
The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.