1.a) Assume that Jane is enjoying the day as a passenger on her boyfriend's Harley motorcycle and then, unexpectedly, the motorcycle crashes leaving both riders injured and in the hospital. Explain what liability Jane's boyfriend has for his girlfriend's injuries and medical bills if any.
b) There is several medical payments insurance coverage exclusions in place.
Please provide 4 examples of such exclusions and provide in writing an explanation of the rationale and logic standing behind each of the insurance exclusions.