Explain how each of the following will affect a bank's deposit balances at the Federal Reserve:
a. The bank ships excess vault cash to the Federal Reserve.
b. The bank buys U. S. government securities in the open market.
c. The bank realizes a surplus in its local clearinghouse processing.
d. The bank sells federal funds.
e. A $ 100,000 certificate of deposit at the bank matures and is not rolled over.
f. Local businesses deposit tax payments in the Treasury's account at the local bank.