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Examine the credit card loss rates and personal bankruptcy

Examine the credit card loss rates and personal bankruptcy filings in Exhibit 15.4. What might explain the increase in both measures after 1994 in a period when economic growth in the United States was strong and unemployment was low? Given the problems in 2008-2009, what will be the likely impact on future loss rates and bankruptcy filings?

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Financial Management: Examine the credit card loss rates and personal bankruptcy

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