1. "Dollar trading" results in higher expense ratios for an insurer and higher costs for an insured. To reduce the negative effects of dollar trading, insurers
A) encourage insureds to select a higher property deductible.
B) apply more exclusions to insurance policy contracts.
C) encourage insureds to select lower property deductibles.
D) charge more premium for higher deductibles.
2. The article posted from IRMI titled "Measuring and Managing..." primarily discussed which type of risk that faces all organizations?
A) pure
B) financial
C) organizational
D) reputation