Do you consider the product to be a success or failure from


What would your advice have been to both the Bank of Scotland and UBS Warburg after the issue of SAMs 3 and 4?

Do you consider the product to be a success or failure (a) from the BoS perspective, (b) from UBSWarburg's perspective, and why?

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Financial Management: Do you consider the product to be a success or failure from
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