Hope Kessler would like to buy a new house and is saving up money for a down payment. Her savings account earns interest at 4% annually. If she saves $4,000 each year, how much will she have saved in 5 years? Round your answer to the nearest whole dollar. Answers should not include commas, decimal points, or dollar signs. For example, $2,523.65 should be submitted as 2524.