The DJH Corporation just paid a dividend of $2.07. It expects its cash dividends to grow 6.0% per year forever. DJH has a debt ratio of L = 39%. Its borrowing rate is rd = 7.5%. DJH pays corporate taxes at the rate of 37%, rf = 3.9%, rM = 12.0%, and DJH's common stock is currently selling for $26 per share. What is DJH's expected cost of stock