Rujoub Inc. paid $18,000 cash for one year of insurance coverage that began on November 1, 2010. Based on this information alone, determine the cash flow from operating activities that Rujoub would report on the 2010 and 2011 statements of cash flows. Also, determine the amount of insurance expense Rujoub would report on the 2010 income statement and the amount of prepaid insurance (an asset) that Rujoub would report on the December 31, 2010, balance sheet.