1. You have a parent who may need nursing care at some time in the future.You know the HEALTH INSURANCE POLICY doesn't cover such expenses and that MEDICARE COVERAGE is limited.You should consider
A. DISABILITY INSURANCE .
B. extended HMO.
C. group senior HEALTH CARE COVERAGE .
D. LONG-TERM CARE INSURANCE .
2. You're the sole source of income for your family and your job requires you to be in good physical condition.You're concerned that an injury could prevent you from performing your work.You should consider
A. LONG-TERM CARE INSURANCE .
B. extended HMO.
C. DISABILITY INCOME insurance.
D. MEDICARE .
3. You're reviewing your homeowner's INSURANCE POLICY to identify perils. Which one of the following might be listed in that section of the policy?
A. Liability exposure
B. Insurable interest
C. Indemnity principle
D. Fire and smoke
4. You've elected to purchase a participating policy and will therefore have the potential to receive
A. CASH VALUE .
B. extended benefits.
C. group rates.
D. policy dividends.
5. The settlement option chosen by most beneficiaries is
A. lump sum.
B. interest only.
C. fixed amount.
D. fixed time.