Determine risk and premium cost


Assignment:

Create a Health Risk Assessment (HRA) form for a private insurer in Saudi Arabia to assess individuals' health and lifestyle to determine risk and premium cost. The HRA should include a list of questions in a survey format. The survey should include questions to determine:

Pre-existing conditions,

Lifestyle patterns that could lead to illness,

History of physician visitation,

Any other issues that would impact risk assessment and healthcare costs of individuals, and

Include a paragraph describing the reasoning behind the selection of the criteria for all drafted questions.

The survey should consist of 8-10 questions.

The paper should be at least 3 pages in length, not including the cover sheet, reference page, and questionnaire pages.

Formatted according to APA writing standards.

Provide support for your statements with in-text citations from a minimum of five scholarly articles. Two of these sources may be from the class readings, textbook, or lectures, but three must be external.

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