Assignment: Financial Institutions
Analyze a bank's financial statements. Each student must select a bank that you want to learn more about, and then download the financial statements of that bank.
Report Type: Uniform Bank Performance Report (UBPR)
Data: Download balance sheets and income statements for your bank for 2 recent consecutive quarters to have a meaningful discussion of your results.
Requirements:
1) Describe the services your bank provides.
2) Provide an overview of the Balance Sheet and the Income Statement.
a. Describe and analyze the components of both (you will also want to report the data as a percent of total assets).
3) Measure and evaluate the performance of your bank given different profitability ratios.
4) Some important variables are:
a. Net Interest Margin
b. ROE
c. ROA
5) Provide a breakdown of return on assets (ROE = ROA × Equity Multiplier)
Format your assignment according to the following formatting requirements:
(1) The answer should be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides.
(2) The response also includes a cover page containing the title of the assignment, the student's name, the course title, and the date. The cover page is not included in the required page length.
(3) Also include a reference page. The Citations and references should follow APA format. The reference page is not included in the required page length.