Assignment:
Instructions
Write a paper responding to the following items:
1. Defend the rationale for regulation within the commercial banking system. Is more commercial bank regulation more or less likely to benefit a minimum-wage worker over a highly paid corporate executive?
2. Defend the benefits gained from the main regulatory bodies which directly impact the operations and decision making of commercial banks. Please ensure you include the rationale and importance of the regulatory bodies identified.
3. Provide examples of how the current and future banking regulations will impact the industry both positively and negatively.
4. Describe the future regulations or economic conditions that could impact the commercial banking industry both nationally and internationally.
Support your paper with minimum of five (5) resources. In addition to these specified resources, other appropriate scholarly resources, including older articles, may be included.
Length: 5 to 7 pages not including title and reference pages
Your paper should demonstrate thoughtful consideration of the ideas and concepts that are presented in the course and provide new thoughts and insights relating directly to this topic. Your response should reflect scholarly writing and current APA standards.
Readings:
1. Consumer Protection in Indian Banking with Special Reference to Branchless Banking
By Basant Kumar & Brajaraj Mohanty
2. Macro-financial determinants of the great financial crisis: Implications for financial regulation
By Gerard Caprio, Vincenzo D'Apice
3. Non-performing loans, moral hazard and regulation of the Chinese commercial banking system
By Dayong Zhang, Jing Cai