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Describe how financial institutions create money give brief

Please provide detail information on the following below:

Describe how financial institutions create money.

Give brief essay that describes the process of creating money. In your essay you should

Differentiate process of creating money from minting coins or printing bills
Explain how the Federal Reserve System uses government borrowing to create money
Describe at least one other method by which new money can be created by any financial institution.

Your essay should be grammatically correct, and where appropriate, cite the source of your information.

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