describe a few examples of your learning, discuss how you are helped by this learning and consider the future implications of what you have learned for your effectiveness at work, school, personal life or in your community. Be specific and use examples. This is also an opportunity to synthesize elements of the class (e.g., when you look at a particular investment, savings vehicle, mortgage, or car loan, can you identify the risk or opportunity in the product?). To the extent possible, please utilize the following model: 1.) What’s the experience; 2.) What did you learn, and 3) What’s the applicable and generalization lesson.