Daisy Flowers has just retired with $650,000 in her retirement account. She would like $5,000 each month to pay her bills (and have some fun). She expects to receive a $1,500 check each month from Social Security, and will obtain the rest from her retirement account, which should earn an interest of 6 percent, compounded monthly. If she ends up living for 30 years in retirement, would she leave an inheritance for her children or will she be in debt at the time of her death? What will her kids be left with – inheritance or debt, and what is the amount?