1. If a Personal Auto Policy is written without physical damage coverage on the covered auto and the insured acquires an additional auto
there is no physical damage coverage on the additional auto.
physical damage coverage applies to the new auto for 14 days.
physical damage coverage applies to the new auto for 4 days.
physical damage coverage will not apply until the insurer is notified.
2. Cyber liability insurance
covers technology-related risks such as those arising out of e-commerce
typically excludes coverage for expenses associated with a data breach.
typically excludes coverage for damage to data caused by a computer virus.
all of the above.