Problem 1: Describe the services provided by a credit reporting service such as Experian, Equifax, and TransUnion. How are these services provided?
Problem 2: In the United States, information that a company collects about the customer is legally the company's property. In the European Union, this information is the individual's property. Explain why there is this difference in the legal treatment of this information.
Your response should be at least 75 to 100 words in length. All sources used, comprising the textbook, must be referenced; paraphrased and quoted material must have accompanying citations.