Credit rating agencies in the us before 2008 financial, Financial Management

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Credit rating agencies in the us before 2008 financial

Credit Rating Agencies in the U.S before 2008 Financial Crisis:

Do companies and banks' bonds and mortgages must be rated from all of three, or one or two agencies' ratings are enough? If the answer is no and one rating from one agency is enough, is that mean a bond with one rating is weaker than a bond who rated from several Rating Agencies? In details and with sources, please.

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