Assignment:
Question 1. Read Allstate Insurance Company v. Herron (p. 253) from your textbook and answer to the following critical thinking and ethical decision-making questions:
- What is the reasoning that explains why a material breach requires harm to the insurer?
- Why would not just any breach be material to the ongoing responsibilities under the contract?
- Think about the Alaska law regarding material breaches of the cooperation clause for insurance policies. Whom do you think such a law is meant to protect?
- Why do you think the Alaskan law protects those people unless they harm the insurer?
Write your answer in 400 words in APA FORMAT and also include references.