Consider the characteristics of the U.S. health care market. Which of the following statements is true? A. External costs connected with health care suggest that society should be willing to pay more than the amount coming from the private sector alone. B. Consumers directly pay lower “out-of-pocket” expenses which causes them to overconsume. C. About three-fourths of all persons are covered by health care insurance. D. Society regards access to basic health care as a service.