Question: Compare checking deposit, savings deposit, time deposits, and certificates of deposit. Discuss the difference between discount loans and fed funds. Discuss the difference between excess reserves, required reserves, vault cash, total reserves, and secondary reserves. With a 10% reserve requirement ratio, a $100 deposit into New Bank means that the maximum amount New Bank could lend is ? If a bank has $100,000 of checkable deposits, a required reserve ratio of 20 percent, and it holds $40,000 in reserves, then the maximum deposit outflow it can sustain without altering its balance sheet is ? If a bank has $200,000 of checkable deposits, a required reserve ratio of 20 percent, and it holds $80,000 in reserves, then the maximum deposit outflow it can sustain without altering its balance sheet is ?