Discount loan? (interest and principal at? maturity). Chuck Ponzi has talked an elderly woman into loaning him ?$25,000 for a new business venture. She? has, however, successfully passed a finance class and requires Chuck to sign a binding contract on repayment of the ?$25,000 with an annual interest rate of 12 ?% over the next 5 years. Determine the cash flow to the woman under a discount? loan, in which Ponzi will have a? lump-sum payment at the end of the contract.