Check to be sure that all deposits included in your record book are included and service charges are subtracted.
Make a list of outstanding checks, with the amounts for which they were written.
The statement should agree with your check register.
Arrange all of the canceled checks in numerical order.
Subtract the outstanding checks from the ending balance.
After checking for service charges, check the bank statement for other charges.
On the bank statement, find the amount the bank has credited you. It is called "ending balance."