Henry visited the doctor's office last week because of a persistent cough and difficulty breathing. The bill has arrived and Henry can see that he was charged by his physician for the visit as well as radiology for an x-ray of his lungs and the laboratory for tests on his blood sample. The combined fees billed for the visit, the x-ray, and the lab tests is $475. With previous health care visits this year, Henry has already met his annual deductible of $200 and has accumulated $700 toward his co-insurance cap in previous bills he has paid.
Use the following information to calculate the portion of the bill to be covered by Henry's insurance provider.
• annual deductible $200 (previously met)
• co-insurance split 80/20 (insurance 80%/Henry 20%)
• co-insurance cap $1,000 (before this visit, Henry had paid $700 in co-insurance so far this year)